Wednesday, March 27, 2019

Home remedy Part 1 – Greatness of Garlic

Garlic is a household item for Indian and its benefits makes it a great choice for part of every food we cook. Not just cooking, if taken raw, it helps keep up our body fit and save us from dreadful diseases like cholesterol and heart diseases.

Nutrition value:

Garlic is incredibly nutritious.
A 1-ounce (28-gram) serving of garlic contains:
  • Manganese: 23% of the RDA
  • Vitamin B6: 17% of the RDA
  • Vitamin C: 15% of the RDA
  • Selenium: 6% of the RDA
  • Fiber: 0.6 grams
  • Decent amounts of calcium, copper, potassium, phosphorus, iron and vitamin B1
Garlic also contains trace amounts of various other nutrients. In fact, it contains a little bit of almost everything you need.
This comes with 42 calories, 1.8 grams of protein and 9 grams of carbs.

Health Benefits:

Heart and Blood - Garlic is used for many conditions related to the heart and blood system. These conditions include high blood pressure, low blood pressure, high cholesterol, inherited high cholesterol, coronary heart disease, heart attack, reduced blood flow due to narrowed arteries, and "hardening of the arteries" (atherosclerosis).

Cancer Prevention -- Several studies have indicated but not concluded that daily consumption of garlic helps in prevention of stomach and colorectal cancers. It is said to strengthen the immunity of the body against cancer.

Blood Purifier - The root cause of acne is blood contamination and organic way to treat is by purifying your blood from inside to get healthy skin on the outside. Take two cloves of raw garlic with some warm water everyday, early in the morning and consume a lot of water the entire day.

Cold and Flu - Garlic is going to provide you relief from that stubborn cold and flu.

Some people apply garlic oil to their skin or nails to treat fungal infections, warts, and corns. It is also applied to the skin for hair loss and thrush. However, it can be itchy and painful to apply garlic on skin directly.

How to use:

Take 2-4 cloves(pieces) (30-40 grams) of garlic in the morning empty stomach. Empty stomach helps maximum benefits to the body. You can also take it with a spoon of real honey if you are not diabetic.

Side Effects/Precautions (important):

Although, Safe for children and adults, better to avoid in pregnancy as medicine.
Garlic is by nature is hot, so, avoid or take only one clove daily during summers.
Avoid in Asthma, surgeries and medical operations.

This is not a medical advice. Writer is not responsible for any effect or side effects.

Sunday, March 17, 2019

3 steps to run business successfully in any market conditions

Stock market conditions not only affect businesses but affect overall inflow of cash. Cash flow for a long term actually decides market conditions. If there is high cash flow then market is on high side and opposite means low market conditions or ‘recession’.

It is comparatively easy to sustain when market conditions is on higher side. People are ready to invest or purchase and there is likelihood that they will opt for your product as well.
But testing time is when market condition is on lower side or ‘recession’ is all we say. During this time, everybody wants to save money and therefore, people become very choosy to buy any product or service.
Businesses that plan well tend to survive the recession. Today we will explain 5 easy ways for your manufacturing business to survive toughest market conditions.

1.       Reduce cost: You must have heard this 1000 times but how to do that. A general method cannot be prescribed as every business is different. But a general idea can be provided which is applicable to every business.
For Goods manufacturers:
·         Buy in bulk where possible which helps to get low input material prices
·         Bargain well to get best prices in the market for input material
·         evaluate processes through LEAN ideas thus reducing wasteful activities, resulting in reduced labor and input costs.

2.       Use latest technology for production:
It may cost you high in short run but latest technology not only eases your task but customers tend to incline to it. Try some fancy words with detail of your product like PSPO, Ultra edge technology, New and improved etc. and customer will be interested.

3.       Selling and distribution:
Find suitable marketing resources – online marketing is good for some products while some items can be sold nearby.
For example – Ceiling fan, cooler can be promoted in hot areas, so offline marketing is more effective than online marketing.
While for fashion and accessories, online marketing is more effective and rewarding.
The whole idea is to hit the optimum utilization of resources so that you always have buffer to cut prices when market is low. You can only save more when you employ all tactics above to reduce your cost.
Bonus tip:
As per past trends, market tends to go down as well as move upwards after some time or year.
The businesses that stand in toughest times earn inevitable goodwill of their customers. These customers will stay forever. That’s why; some companies opt to run business in losses rather than discontinuing.
Therefore, saving or ploughing back of profits is the best tool to survive. When business is running successfully, keep at least ¼ th part of net profits as savings and do not use it for further expansion. These deposits can come handy in any situations.

All suggestions above may be more useful to small and medium business. However, above suggestions can be used for any scale of business.

Saturday, March 9, 2019

3 steps to get your PAN card online

Before you start your application it is important to know that Permanent Account Number(PAN) card no. is very important for filing your tax returns and this no. required at number of places. 

Further, at some places you can use PAN card as Photo ID as well.

But also note that holding more than one PAN card number for single ID/unit attracts penalty of Rs. 10,000.00

Step 1:

Go to site :

Go through the instructions and documents required. You can also use this page to reprint pan card or correction in pan card.

Step 2:

Click Apply, a new page will open. Select appropriate options. Select your category carefully. Fill all details on the form and click submit.

Step 3:

A token number will be generated and you will be asked to continue your application.

Continue the application and fill personal details. In next steps, you will be asked Contact details. AO code will be automatically selected. 

Then you will need to upload supporting documents. That’s it, you will be issue PAN number post verification of your document.

 Reach us to get your PAN card.

Sunday, March 3, 2019

Do SIP really makes you Crorepati? - Check and invest wisely!!

Mutual fund investment is on rise and rate of increase is highest ever.  SIP (Systematic Investment Plan) is best and favorite tools for entering in Trading market. While you can invest in mutual funds as per your risk mood like low risk in Large Cap, moderate risk in Mid Cap and highest risk in Small Cap. But, recent losses in Mid Cap category have put new investor in thoughts!

New investors are thinking if mutual fund market especially SIP is still a safe option to invest in market or not. While we still see more and more investment in the market, the main reason could be “a blind sheep” approach or investor might be following as SIP is in trend.

If you fall in this category, then consider following before investing or re-investing:
1.       Do not get fascinated by what all are doing:
Do not invest in the market or SIP because your friend, neighbor, boss, telecallers are telling you to do so. Everyone has their plans and should invest as per their plans.

2.       Investment advice is bread and butter for Adviser:
If you are sitting with Financial Adviser, anything you ask will be sorted out by investing in SIP or mutual fund. For e.g. – You want a house, response will be to invest in SIP and when you have a good sum, purchase a house from it. However, it may be possible for you to purchase the house on EMI. Further, you can reduce your loan through savings in due course of loan.

3.       Stick to the plan:
If you are planning to purchase a house, car, home appliances, children marriage etc. then take all kinds of options in consideration and not just only SIP. Also, it is always better to build a portfolio containing various instruments like PPF, FD, MF, SIP, LIC, EMI, Govt schemes. All selected instruments should be chosen considering risk and returns.
4.       Keep it simple:
If you are, somehow, not able to understand any market investment scheme resulting in blind faith in your Adviser, I will suggest you to think again. You may better choose to invest in something which you can understand then suffering losses or earning tension because you do not understand that instrument. For eg – SIP investment can earn you little or negative earning initially or for a period up to 5 year (again even this cannot be assured). If you are not aware about this nature of SIP or market fluctuations, you may start worrying about your investment or may end up in losses by exiting.

If you are safe game player then ideally you should not head to Market as FD, PPF, NSC, LIC etc will be your friend. But, if you are aggressive enough and want some handsome wealth generation (but not quick) then you can start investing in Market. 

Immortality is truth - try Giloy । गिलोय । Tinospora cordifolia । heart-leaved moonseed

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